For the life insurance route you need a policy structured in a certain way AND for the policy to have been in place for a period of time for it to have the value you need typically.  

I just converted a single family house into a two family house is it worth splitting the utilities

And refinishing is typically pricy if done by pros...However if you are confident in your abilities to do it yourself, and looking to save right now, refinishing yourself might be an option. 

Most of the time they look at the sale price on the contract and yup its worth that.

But the appreciation you get on properties in California is worth it.

If you are buying or refinancing an investment property, you can use a DSCR loan to finance which doesn't consider your DTI or income to underwrite the loan.DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

Typically, those sellers are not as motivated or distressed as the ones in our cash sales.

Hi allI have 1 investment property that I bought for 800k about 4 years ago with cash and now it’s worth 1.2million.

I doubt getting a PO box is actually worth it at this stage.

I’ve read that lenders typically don’t lend on land due to the risks.