- True, in your experience would you say that banks are eager to show?

I'm still new enough that I'm not able to buy with cash, and use credit cards to fund rehabs (more for the perks than the lack of cash) so my credit can move by 100 points or more throughout the process.

I’m second guessing this now because I realized that the MA landlord/tenant law book (DiBlasi) I’ve been using for reference states that this is true for leases, but I can’t find specifically where it says if this applies to TAW agreements.

Instead, I built up my credit lines (credit card limits).

Dave Ramsey is geared towards people who are not very good at managing their money, and obviously, those people should absolutely avoid credit cards and whatnot.

If you have good and free credit, to complement your HML for your flip you might consider opening some credit cards that have introductory rate of 0% APR for 12 months. 

That is true for both rentals and flips. 

It really is cheaper to own than rent right now (realtors have been selling that for years LOL, sometimes it is true).

So I found a true NNN lease that is listed as a 9 CAP.  

It is risky though, since you don't know the true condition of the property you are bidding on.