Travel nurses often aim to save as much as possible while on assignment, so splitting the rent three ways could make your property highly attractive.

I'm a shoot-first, aim later type of person.

I know it's not truly an apples to apples comparison but where interest rates are at, having roommates is critical to supplementing the mortgage and lowering your living expense. 

Should I attempt to lower the purchase price (which has little impact on my down payment) OR aim for seller credits like a buy-down or closing costs? 

Aiming for $1600 Lessons learned?

I ended up with a non-finance, valley job and supplemented my smaller income with real estate. 

If we do the cash out option though, we would aim to buy by end of Oct or Nov this year, second property by Apr or May 2015, and a third by Dec 2015.Current DTI ratio is 19%, and would remain 19% if take cash out option as monthly payment is virtually unchanged from current payment.  

Unfortunately, in real estate investing, it's shoot first-aim second - and it's costly.  

I am aiming for APPRECIATION rather than BIG cash flow since I am not going to get good ROI with this rental (since it is a 495K property) and I am 100% FINE with low ROI just on this one property.

The aim is to use a 1031 exchange to move up to, eventually, a 15 door property so that the day to day can be handled by an on-site manager, and I am able to allot my time wherever I deem necessary (probably more real estate).Hopefully, that was all clear.