For this reason it should not play a big part in the decision making process.The question you want to ask is if you have a partial loss, range of $100k-$300k, what % of that claim do you want the insurance company to pay and what % are you willing to pay or have reserves for?  

Lots of businesses, including grocery stores, are also hiring to help stock, if tenants are looking for a quick job. 

Just reading this is uncomfortable, late in r.e. cycle, top of market purchase with a big rehab project, and what sounds like minimal reserves if rehab takes longer than expected, or job losses freeze the market in the short term.

Everything else pretty much comes from the big box stores.

Always have those cash reserves! 

First thing i did was go next store to check on my neighbors i knocked 4 times and shouted to see if anyone was home.

We obviously don't have that with shelter in place orders, however, it's amazing how closely we can start looking like a randomly mixing population the more contacts people have with the community (thinking the non-essential trips to stores just to walk around, frequent grocery shopping trips, short visits with friends, etc.).

More of the thing to consider is having reserves to cover the loans on all your rental properties, and a 3-6 month emergency fund to pay for your own home and life should your income get reduced a bunch.

We may need to convert capital expense dollars into reserve dollars if this lasts too long.  

From my perspective, ensuring you have adequate cash reserves and evaluating refi options at this time can help prepare for this unknown but I am anxious to hear from others.