I don’t mind seller finance deals but I don’t recommend them in cities like CC, the poverty rate here is way too high and I see this happen more often than not.

We do it often, the drawback is rate is going to be higher then a Fannie loan. but, we do it all the time. 

I believe the interest rates are keeping housing prices from climbing.

You need to talk with your attorney and tax advisor to determine the best structure for you and your goals.One big positive in LLCs, even though the cost to finance is much higher (more down and higher interest rates), when you get commercial loans, they will no longer be on your credit report.  

You should set up a separate account for your cap x expenses and your annual vacancy rate. 

You get better interest rates/loan terms. 

You may have unknowingly lost your 122 exclusion, have only a pro rated one, may not qualify for a 1031,etc, etc.

It does save you money while pricing out a loan since there are less hits to the rate. 

The reality is with a low down payment, with current rates, properties will be cash flow negative when you move out. 

We’ve worked diligently with our carrier partners to keep rates stable for many years.