http://www.kwikset.com/smartsecurity/re-key-techno...I just look on eBay for "builder packs" - 10 locks in cardboard boxes instead of retail bubble-packs..I've scored them as low as $10 a lock -  I key everything the same myself - if you goof up, there's a video on YouTube showing how to re-key a borked setup (only done it twice so far), and there's also a $3 tool to flip the lock cylinder so the keys all go in the same way..  

I'm I able to refinance my investment property with a 585 credit score?

I recently read of incredible tax incentives...

I believe there are different Heloc's out there but under normal circumstances paying down any amount on a Heloc, would indeed make funds available for use again.My question is dealing with Heloc's, and I don't mean to take the focus away from your scenario @Scott Ellis, but I wonder if using a Heloc has the same effect on your DTI and credit score as any other debt product?

We have incredibly balanced tenant/landlord laws neither really has more power than the other.

If I approached this loan with a co-signer who has an impeccable credit score and hefty net worth, would I be granted an FHA loan?

The length of time the process takes varies widely with the individual since the probram does not use credit scores, but focuses on the buyer's past two years of financial history.

What is important is your debt-income ratio and your credit scores.

Buying a 4 plex with 5% down (or less) is pretty incredible, especially if the numbers show cash flow even with you in there, not paying any rent.  

I am currently still saving and working on my credit score to be able to close my first deal.I am looking to expand my network as much as possible and surround myself with people that have the investor mentality.