They informed me that they will only sign it if I reduce the rent (keep in mind that although the unit is updated I m renting it’s still at least 200 under market rate and for 15 months) .

Washing rugs can greatly reduce the amount of airborne dust."

Are you just trying to reduce your living expenses now or do you eventually want to move out and rent both units and buy more properties? 

Like I mentioned before, my income got reduced because I no longer receive those distributions and the likelihood of the large capital loss has increased dramatically.

Don't despair, it's all part of doing business in Detroit, where it's not a question of "if" your property will get broken into, it's a question of "when".So, your goals should be:1) Reduce the potential of a breakin2) Reduce the potential cost of damagesSounds like you're living in the home, or will be shortly.

It sounds like it's reducing the cost of those expenses from their actual value down to the tax that would be paid on the associated revenue.

Just having cameras will likely reduce issues even if they are the cheapo models.

I self manage and target properties in B class areas which reduces my hassles with tenants.My portfolio is currently all SFR because multi family opportunities have not come up as and if they do the numbers make it less attractive than an SFR.

I find participating in likeminded groups reduces my learning curve and accelerates revenue generation. 

You have full buy out and partial buy out to remove or reduce the monthly PMI.Some lender allow you to opt for a higher rate and that will offer a lender credit to also buy out the PMI.