For 8% you will not find any private or hard money lenders at those rates.

Hello all, I am trying to avoid refinancing a rental property because my interest rate on it is 3.2%.

Pricing generally is impacted by every 20 point increment of your middle mortgage FICO mortgage score so a 740-760 score will get a better rate than a 680-700 score.2.

Our rates are 10.5-13% 1.5-2 points.

The idea is to get is much out as low of tax rate as possible.

However, subsequent increases in interest rates caused a substantial reshuffling, reestablishing New York and Los Angeles as the dominant players.

So your rates will be high and term short.Good luck.

The entire property & casualty market is a mess at the moment with carriers being unprofitable across the board and many becoming insolvent or shutting down in states where they were least profitable and/or were not allowed to take the rate increases they were asking for (rate increases have to be approved by each states dept of insurance they don't just get to jack the rates up because they want to)If you are in a REIA reach out to some of the players there and see who they recommend.

Lots of lenders doing DSCR out there, they’ll differ in rates, communication, close times….what one person values might be different than what you value, so your overall experiences will vary.

My friend has written an app called Shuk Rental Marketplace (I'm not in the company) so landlords can get rated and rate their tenants.