But that is how families I gather are doing their investments in the US, aside from those with more sophisticated investment vehicles.

Tell me any other vehicle that could do this, and is perfectly legal, besides winning the lottery.

She thinks mostly about short term costs/savings...like month to month kind of thing whereas I started thinking about retirement when I was a teenagar.Ultimately I had to basically make an excel spreadsheet to show her very conservative returns and compare it to conservate returns in other investment vehicles.  

However, it is clear to me that this is not the ideal vehicle.

The 20k was going to be used to pay off a 1.9% vehicle loan.  

I believe it will be one of the fastest growing areas in CA because of the construction of the High-Speed Rail...Franklin

The Limited Partners will be prohibited from taking part in the project at all, or they lose their protection as being Limited Partners.The protection to the Limited Partners is that they are not liable for anything concerning the LLP except to the limit of the amount of their personal contribution.The General Partner bears all of the liability.The LLP is a great vehicle for people who want to limit their risk but still invest in development real estate projects, and for a Developer who wants to use other people's money but still make all of the decisions and move quickly.If you do the corporation correctly, you can effectively limit your own liability as well.I hope this helps.Good Luck.Michael Lantrip

So to answer the question, I got the one that went off the rails (and meds). 

If you're left with a 2-bedroom unit for yourself, it'll only help your cause to rent out that bedroom, too, though the lender can't count that income.One of the biggest issues I've seen around here is that there are so many buyers like yourself looking to purchase a small multi near the PATH (or even near a Light Rail station).

Your Side fence is out of sink as the top rail is below the fence and does not match.