I was pulling your leg as you can probably tell.. job well done..

Insurance in Texas is higher than in some states like Nevada where there are few natural disasters. 

We love the school district and the distance from my natural hair studio that I opened in central phoenix about a year ago.

The exact nature of your legal situation will depend on many facts not known to me (us) at this time.

I’ve been promising myself to get this going for the past few months in addition to starting Miracle Morning, it’s time to pull the trigger.  

Lots of good insight there, thanks for taking the time to pull it all together and add it to the thread.

So Matt K if I do a flip using hard money and put my money into it but since I have none if I pull out a couple 0% first year credit cards and say I do the flip in six months (is that reasonable for a single family household?)

I have not invested in a multifamily deal (yet), but I have been in the educational phase for a while before I pull the trigger w/ a few ex-teammates I played ball with.

Because of the significant time that has elapsed and for personal reasons, our current private lender needs to pull out of the deal.  

Should I do a cash-out refi, pulling $11k, and pay $1150/mo at 4.88%?