I also feel ready to sell if that's the better move.I am also recently jobless and have about $30k available on credit cards and a 401k.

Think credit card type rates...People are being led to believe that they don't need any money to invest in real estate, that they can get a hard money loan even with poor credit, no money in the bank and no assets.

Maybe send him a post card or give him a call in month and see if his position has changed.  

Between 3 business I have 4 checking accounts and 3 credit cards with them.

Pay your credit cards down to 28% of the credit limit and make your payments on time.  

If you plan on using credit cards, have a separate and exclusive credit card account as well for the rental property. 

Since I needed business cards and envelopes, I earned enough to almost pay for the shirts.As for my "Wholesaling College Education", I think that will come through continuing to network the most. 

@Mark Anthony Alvear Jr, I started by handing out my "buyers" business card, which asked them to visit my website and fill out my buyers form. 

I think congress forgets you can't spend your way out of debt (including nearly 20 years of war that we "put on the credit card" rather than pay for it as we spent it). 

There was little to no closing costs on the heloc... and they more you pay it down the smaller your minimum monthly payment is.... like a credit card.