@Dan Handford Next time, I'm going to charge ;)@Rob Beardsley Your ratios go out of whack because of compounding. 3% vs 2% compounding results in big gaps.

Contact Guardian Water & Power, they will help you.Submetering is not permitted in New Jersey for apartment building's built before August 28, 2011

The we have gold brokers, bunker builders and all the others who make a living selling fear based "solutions", just think back to the panic buying of TP, flour and all kinds of other bizarre things during covid, all powered via the fear-4-profit industry in the US of which Youtube is the crowning jewel as fear and terror gets views, blue skys and stability is boring. 

. #4: My calculator tells me that if you're getting 10.9% compound (monthly) interest on your investment deposit for 5 years, it comes to 172% of your outlay.

We've yet to run into any major repairs that have had to be done, thankfully, they've typically been things we do ourselves on our quarterly walk-throughs for PM, or they've been convenience repairs like sanding and re-staining the decks and power washing the siding and sidewalks. 

They can be a horrific nightmare that can sink you all because someone on the commission is drunk with power, inflexible and/or unrealistic with their expectations.

I really want to do the best job I can, but I have so little time between teaching and my 9 rentals.Some things I definitely plan to touch on:IRAs, Roth IRAs, Compound interestRule of 72 and the idea of starting earlyReal Estate as an investment (but I don't want that to necessarily be the focus. 

And is there any compound interest happening?

Dude ......this is some powerful stuff ....appreciate the blow by blow steps ....I like how you kept real about exceeding rehab  your budget portion .

I wanted to add the importance of understanding "Compounding effect".