Being too far over or under can both lead to no active applications. 

Once you have those goals in mind, then you can really figure out what makes the most sense based on your risk tolerance.At Rent to Retirement, we do a lot of the heavy lifting for you whether it's your 1st property or 50th property.

To me, actively buying real estate is a riskier and more time consuming investment, so I would want to do better than 9% to justify it.

Greetings,Here is an update on the current National Commercial Industrial Real Estate Market in The United States of America:Initial estimates of industrial investment activity suggest that a little less than $60 billion exchanged hands in 2023, approximately 15% below the market's 10-year average.

With less cash in the bank you may have to get more creative to obtain the next investment, but that is a good thing in my mind.

Quote from @Shahnawaz Qadir: Can't quite make up my mind between TN versus Ohio. 

I wouldn't mind having a prop 13 like ruling in PA not going to happen..We are both advisors and know that financially suboptimal options are fine for a primary residence it's all psychological and emotions based like almost every other financial decision.  

I don't mind looking outside of jersey city.

I am an active real estate investor. 

Mostly A/B properties Plainfield: Smaller version of greenwood Mapleton-Fall Creek: Gentrifying area, a lot of active buy and flips.Beech Grove: Older well established blue collar.