And I provide Rent to own homes for people with less -than perfect credit 

Hey Michelle, what I would say is to keep calling that list.I like pulling expired leads, pre- foreclosures , and probates at the moment so I can do creative deals!

People tend to follow the money, but don't realize where they are in the curve.

@Kerry Baird are there any problems with partnering with someone else on a primary residence (1-4 units, FHA/conventional loan), just as long as one of the people on the deed is living in the house/in one of the units?  

(edit: the property can have up to 3 units built on it...house with attached separate apartment + unattached ADU)Of course, other people are telling me to park my cash in a high yield savings account and just chill LOL, but I'm not really comfortable with that either as an investment strategy.

Roam simply helps people find homes that have these types of loans.

There are always people who can rehab cheaper than you and have lower initial ROI requirements.   

When people ask if they should get their Real Estate license?

I know people all over the city use illegal units for all sorts of things, but my goal is to maximize profits while ensuring I'm doing things legally and protecting myself from liability.

However, there are many factors to consider, and I want to ensure that the right people are involved at the right time.The renovations are nearly complete, and I am already collaborating with a condo conversion lawyer to draft the condo filing documents.