However, this is a larger banking company and I have heard it can be better to have a HELOC with a smaller, local bank.Option 2: interest rate is prime +0 with a max of 25%.

Hi Lynn,  After dealing with maybe 4 different management companies before, this one is by far the worst.I don't see anywhere where they say they charge for a vacant tenant, which is ridiculous.

Columbus is down the list of priority for the company it will happen just not as fast as Oregon or AZ.. 

I subtract that from my offer and run my numbers as:Rent (estimates from the MLS on closed rentals in the last 3-6 months; we have access).Insurance (we go to an independent broker; who happens to work for my company, so we bid everything out to dozens of insurance companies for some estimates)Taxes (we challenge them after a year of owning)Water/common chargesWe do not add PM fees as we manage all of our properties ourselves. 

Some work that comes to my mind is:1) Managing tenants to get rent paid2) Diagnosing a repair issue and getting the right team to make the fix3) Fielding messages from prospective tenants on advertised rentals4) This list goes on...I've found a company that automates rent collection and income/expense tracking for free, but I'd like to replace my property management portal altogether and feel I'm only half way there (certainly a tenant facing chat bot would close the gap).

Hey Oren, Your title company should be able to support you with that.

I don't know anything about Mass Housing or subsidized housing laws.

I would like to access the cash value for property purchases down the line via loans from the company. 

Our company InvestorFuse has been said to be very similar to Follow Up Boss except for the investor/off market side of things. 

Michele, not know how Maine laws work, I can tell you that in Washington State that if they request a payment plan for security deposit payments we must honor it.