here is the link to the listing, I don't know why I didn't think to include it in the first place. http://www.realtor.com/realestateandhomes-detail/4...It's also listed on trulia and zillow.

A good example is a 2 family with structural, electrical and plumbing issues on a home that is 100 years old and needs lots of work but the seller was hoping to get 190,000 and currently includes heat, hot water and electric and is only getting 1100 for the side that is rented. 

This comes out to $131 a unit per month (not including the managers unit). 

I heard student loan debt is not included under physician loan but not certain.

You can also include water up to certain amount and then anything over they have to pay.

You also have to include the Holding and Closing costs in your calculations.  

Take the online class, they're way less time consuming and much easier to get through. 

This included reading many books and listening to podcasts.

This can be very time consuming and confusing.

I understand that every market and the consumer psychology within a given market varies, but a general consensus pertaining to the feasibility of direct mailing would be appreciated.