@John Mayer thank you for the insight on your situation,That sounds like an ideal house hack, with a significant amount of cashflow.

The multifamily situation in my area is not ideal.

If as a group they appraise low, go back to the seller and have them adjust the sales price to match.

I'm located in Northern NJ, just outside of NYC where both property values and property taxes are ridiculous so in looking to acquire my 1st property was leaning toward a BRRRR House hack situation of ideally a 4-unit; however, SFR is slightly easier to find better deals (not much better just a bit more affordable) in this area; however, with COVID hitting the area HARD (Hudson/Bergen Counties); will the idea of living with strangers in a SFR still be viable or will this virus make the masses lean towards wanting their own space that much more? 

During that time I have been able to put away around 17k into savings account while contributing 18% (+4% match) to my 401k.  

And we are in the process of permit application for expansion plus ADU with a hope of more cash flow (might be able to match 1% rule). 

Might be an ideal time for you to jump in and learn who some of the players are as well as get up-to-the-minute insights on investing here.

if you preheat the oven, then pull off the knob and look at the back, loosen that screw, adjust the knob so the line will match up with the temperature your oven thermometer says, then tighten it back up.

Paying a coach or mentor is ideal when you have an REI business going, you get it, and you want to take it to the next level.

Replace it with a compact tankless unit ideally outside the closet.