the more actual work, and less Internet, you put in, the better your outcome will be.hope this helps

I'm curious to hear your actual experiences!

Can anyone know if bigger pockets actually has resources for Canada, and if not does anyone know of any resources I should check out?

You can take an "A" neighborhood asset in most locations and fail the 1% rule but these assets will outperform on a cap rate basis a "C" location asset that "passes" the 1% test  if the analysis is not so narrow minded and includes actual expenses, cap ex and vacancy. 

People always talk about the numbers and ARV but I haven’t heard how it’s actually put together to present it to a bank.

i guess that's what they say when you run enough reports you will start to KNOW what a good deal is. just watch the FOMO when you do strike gold.

Refinancing to conventional and dropping the PMI may help reduce payment which the higher balance might level out my guess is your PMI is about $215 a month.

You can end this by showing them an actual utility bill.

I guess the best advice I can give you about "what I didn't know," is how nuanced this gig is.

When you figure that go all in on that location and don't second guess yourself.