small multi RefiCashout

[Alexus Bell]

I am looking for advice regarding a refi-cashout on a small multifamily I acquired Jan 2022. I've listened to podcast and read books but thats all the knowledge I have and it seems fairly easy. I am wondering what I may not be considering? I am also wondering what steps to take to decipher the best route for the refinance cash out? For instance, do I get an appraisal independently or go through the bank?  

I have waited the one year seasoning period. I house hacked in one unit and rented the others. I kept all the rent collected and deposits in a business account but I did pay the mortgage out of my personal account up until last month. I still have a 9 to 5 , therefore with rents from the multi and I do own two other rentals (SF), I expect to qualify for the new loan amount. I do know closing costs are involved but would love more insight or advice. I would like to use as much cash as I can to go buy the next property, that is the goal. I am thankful and appreciate your advice in advance.