To make it simple take all of those factors out of the equation and get the estimated net proceeds (ibuyer vs traditional) and see the difference. 

Melissa runs the comps and she thinks it's worth about $312k.Next step, we need to find out a way to get his current agent out of the equation.

Not sure how to equate the knowledge and experience I have gained here to a dollar amount...

What I'm finding is that when I ask them what they think their house is worth or what they are looking to get - their answer has always been a number that equates to a low retail number.  

After months of of a stabilized portfolio with $0 net return from the rents, I've decided to just remove them from the equation.

I was going to point out the same as it is very important that all members here realize that cash flow does NOT equate to gross income less PITI.

In real numbers all this equates to a savings of $364,000 in interest payments and the entire line paid off in 5-7 years.

If yes > Invest in Real EstateIf no > Pay off your Student LoanThis simple equation however does not account for the feeling that you might receive from being debt free.

Same with brokering real estate as an agent or basically any other sales type job which is what this is on both sides of the equation..

@James Green  I used a 5 year old deed recording date assuming that this will often equate to 30% equity.