We've just added the ability to share your LinkedIn profile with your associates here on BiggerPockets!

Need to eliminate that possibility.

At this time advertise all over call the ads in your pennysaver and newspapers.

Put the ad in the rooms for rent section.

As AllCash has already mentioned (you have quite a memory there 8) ), the PMI drops off at 80 LTV (loan to value)---based upon the figures you provided, your current loan to value is 88...There is no benefit to a rate and term refinance at this point, if your intent is to eliminate PMI...There might have been a time when comparing a refi option with LPMI (lender paid PMI) might be feasible, but in the absense of more info (and prevailing market conditions), you might be better off leaving things alone.Regards,Scott Miller

I find my deals from three main areasWhat: My MarketingHow: Billboard, Yellow Pages, Ad in PaperWhat:My Network of ContactsHow: They all know I buy houses and call me on leads.What:Listed PropertiesHow: I constantly look and target properties to make offers on

A modification typically involves a formal agreement whereby the arrearage or portion thereof is added to the unpaid principal balance.

Don’t answer them, literally, just asking…if you did/were not aware, you had to be notified of this action, public record, before it would be placed into collections and then added to public records.Option B: If you are adamant about paying it off regardless of circumstances and considering it is mom, like the other guy said, when and if you pay this off, create a contract that states that upon payment in full all instances of this account will be removed from your report.

So the numbers were in my formula for my calcualtions just not added together.

I should probably consider John's suggestion of adding incentives in but so far the six months I've had him he's performed well.