I had one tell a customer that there was no hot water heater and one needed to be installed .

I have used loan amortizer pro in the past and it worked well but lately I can't get any customer service.

This also makes the DOS trigger concerns moot.As far as insurance companies holding potential customers hostage for additional types of insurance policy sales, well that seems like a silly business practice.

Hey @Carl GraffI'm certainly no insurance-wiz, but my understanding is similair to yours in that most will use cost to rebuild as the basis for your premium.My guess as to why you're having trouble finding info online is that I think it's nearly impossible to give a blanket assumption to be used on a $/sqft basis nationally, and even locally I think you'll find challenges (the only difference location makes in the cost-based evaluation is the price of labor, for the most part, and does not address the issue of failing to account for different quality finishings/condition/upgrades). 

If so, that would seem to factor in many assumptions on the acquisition numbers of the properties.

While I am not 100% certain of your local real estate customs, in CT, a buyer agent is literally "free" 99.999% of the time.

It requires a number of assumptions, so remember the wisdom of Carveth Read: "It is better to be vaguely right than exactly wrong."

If I can get reassurance that their customer service is top notch as well I’d feel even better about investing with them. 

Am I off with this general assumption.

A swimming pool with depth greater than 2.5 feet Any business being run out of the home where clients, customers or other parties come to the home (i.e. massage business, daycare, beauty salon, et cetera.)