We started with a duplex FHA as well and refinanced to conventional when we had enough equity built up.

I would like to purchase my residence (not with conventional bank loan).

I'm planning on buying my next rental property at the end of this year using conventional financing.  

On conventional loans, private mortgage insurance (PMI) is required with less than a 20% down payment.

@Simon Shih homes sales have fallen and the inventory of houses have increased.

Should I now go talk to banks about a conventional loan for "livable" houses or a HML for "non-liveable" houses to get pre-qualified (from what I have been reading, banks will not lend on houses that are not in decent condition) or should I try to get a deal under contract and then seek financing? 

I will talk first about short term factors and then long term factors.Short Term Profitability We are able to consistently find properties which generate between 4% and 8% (assuming 20% down conventional financing) using the formula below.

hi, my name is Manuel. I live in mexico in cancun. I'm very interested in real estate as a newby, and i m still getting as much education as i can, reading a lot of books. But most of them are written for american con...

Is anyone aware of any lenders that will give "conventional" financing to an LLC?

@Dan GreenIf you house hack and live in one of the units you could get into a MFR - up to 4 units with just 3.5% and you can ask the seller to pay up to 6% closing costs, with an FHA mortgage.If it is strictly an investment purchase you can get in with 25% down and ask the seller to pay up to 2% closing costs, with a conventional mortgage.