@Madeline jI would continue to maximize your 403b contributions but keep in-mind that you generally won't be able to transfer those funds to an IRA until you either stop working for that employer or reach age 59 1/2. 

@Kim Meredith Hampton that was my gut feeling, I just didn't want to run in to any legal issues if his claim did happen to be true but couldn't produce paperwork and I continued with the lease I have.  

I have been trying to get my real estate investing started and I just seem to continue to sputter. 

I am also looking forward to meeting other Bigger Pockets members so we can share information and help each other to continue our growth in Real Estate.

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If (when) things change, if the value of your property drops because cap rates have increased, as long as it continues to cash flow and your debt isn't coming due then who cares?  

I been a BP listener on YouTube for years and continuously learning.

@Patti Robertson It's not emotion, it's seeking innovation to a stale industry that continues to run on how it has been for the last 50 years.

You are not going to continue to invest time and energy in monitoring rent collection.  

I'm so excited to continue my journey and would love to connect with people in my area to share advice and opportunities.