I haven't had consumer debt of any kind in years, but had some when I started out.However. $550 car payments have no place here and are not the norm.

It is super annoying, but definitely helps provide better data for the consumer.

Otherwise, you have "streets", sanitary and storm sewers, consumer utilities - gas, power, water - and street lighting if/as required by the local authority (municipal, county, etc.), and all the stuff I haven't thought of.If you're looking for dollar amounts, I'm sure that varies from one place to another so much that most guesses will be just that: guesses.

If you listen to the pod cast, she starts talking about this somewhere around the one hour mark, and then the specific mention at one hour and 3 minutes.I have seen mention elsewhere of the significant trend away from bricks and mortar stores for consumer spending,toward online purchases, and a trend toward mixed use development, so it seems very likely this plays a role as well.

I think the bigger issue that the state has is with agents doing work on properties who don't have contractor licenses as there is no protection for the consumer - no bond to fall back on - if there are issues.  

Hi @Derek Robinson - that is definitely not my area of expertise, but as a consumer of airbnb type properties in the Durham area, I think the market is under-served.

You can lock in consumer rates and low money down, then move out after a year to a sfr. 

I'm listening, consuming, reading, planning for worst-case-scenario, and biting the bullet.

I help run the largest consumer real estate database of the Tax assessors sales/mortgage deed nationwide.  

I believe that if you want to invest in areas outside of your local area you are going to need to find and build the right team... which is not impossible but could be a bit time consuming, but nothing well built isn't.