This includes a discussion of their overall risk management program -- Life, Disability, Long Term Care and Liability -- to make sure the plans are adequate and cost effective.b.Considers the overall investment portfolio to make sure investment selection and diversification are managed appropriately.c.Reviews the overall tax sensitivity of these investments.3.Plans the Distribution of Wealth during Life in the Most Advantageous Waya.Considers the IRA and qualified retirement plan distribution plan; not as an accountant, but using a tax expert as appropriate.b.Assesses who serves as their durable power of attorney or successor trustee of a revocable living trust in case of an incapacity - again using the appropriate advice from a CPA and legal counselors.c.Considers ways to distribute wealth to children and descendants for well-being, education and other purposes and doing so in the most tax-efficient method.d.Reviews charitable giving for both tax savings and control issues. 4.

They're nervous about receiving money that will negatively affect their medicaid status for them and their children.

Borrowing will cause a person to put money above family as he makes decisions to work longer hours to make more money to pay off debt instead of spend time with his or her children.

Adult children are half way out of the nest (new careers/university students) so it is time my sig other and I can grow and explore the land outside our bubble as 2 lonely adults.  :-)

I am responsible for securing and establishing two new crisis system facilities in south Santa Barbra County using $1.95 million of State grant funds, as well as relocating the County's Lompoc Children's clinic ($300K project). 

They both have spouses and children.  

I feel bad for anyone especially children that live in there. 

i've lived in Ireland, New Zealand, Australia, and I am thankful for the United States of America, her armed forces, for liberties and privileges and rights unique to the entire world I am thankful for my mother who is in heaven who  is always with me I am thankful for my father who busted his *** to send five kids to private schools and undergraduate colleges, and for his orthopedic practice then helped tens of thousands of peopleI am thankful for my first mentor Glenn Craven, I did hundreds of deals with him and  received little financial gain but immense intellectual, financial, tax, regulation gain, I would not of started my first business without himAnd to this BP board I'm grateful for all the wonderful posters they give unselfishly their time, caring greatly to help new people and experienced alike find success in real estate investing I am thankful for my wife and my two children and I'm also immensely thankful for the ability to coach Lacrosse from ages 5 to 15, a privilege I would gladly pay to performThanks Bill for starting this thread.Happy Thanksgiving to all BP family@Bill Gulley

A beautiful wife and healthy children!!!

I'm out on a one year sabbatical with my wife and two small children, traveling the US in a vintage Airstream visiting national parks and other places.I've thru-hiked the Appalachian Trail and cycled across America, and in the future I'm aiming to one day paddle the length of the Danube River and sail around the Americas.