My number one tip is to meet new team members in person, or at least on the phone if they are remote.

(Honestly from the photo, it looks a bit like a broken tampon applicator but I’m a guy so who knows).

People still need to be able to afford the down payment to take advantage of low rates and I don't think as many people have that money.Mortgage brokers are not picking up their phones.

Of course, I always like to have an initial phone call with all investors to learn more about your investment goals/experiences, and to tell you everything that our company has to offer.

Tenant pays to replace broken window :)

Get on the phone with providers of both services and see which suits you best.With an IRA custodian, you have a processing agency. 

Technological advances creating more globalized economies and efficient means of communication (radio/phone mass adoption vs. internet and tech mass adoption).These are just some of the few uncanny similarities I am seeing between these time periods.

My firm's compliance engagements include a 30-60 minute phone call at the end, before filing, to discuss items related to the return and allow the client to ask any and all questions that are in-scope of the return filing."

We're offering video, phone, and email mentoring.

Often times that's enough to have them realize that getting the next car, phone contract, credit card - is about to get a whole lot tougher if they don't pay you what they contractually owe.Go get what's owe you.