BTW, the EPLS is an administrative action, not a judicial action, (not saying you won't end up in court either), while you will be notified of a hearing I have never heard of any average Joe winning, a few big fish, but we don't have those here regardless of the boasting, if HUD nails you, save yourself some time and money and start filling out job applications.

If ABC creates win wins like that - more power to them. 

If there is such an award, they would win it all by themselves.

Will there be a mortgage pay off bonus?

Slow and steady wins the race.

As well, even if it goes to court there's no certainty that you will win, what amount you might get back, etc. even though your case is clearly strong.  

As a wholesaler this market is great because the ones that do put in the work and find great deals they sell super fast and word gets around pretty fast which wholesalers have the quality properties and know exactly how to structure the deal to make it a win/win for all parties involved.

I noticed that he lives on a weekly basis (expense reports and bonuses).

Another win for you.

You need to have cash, or a real relationship with a real 'private' (not hard) money lender who you've pitched the deal to before the auction, and who will be ready to write a check the day of the auction if you win the bid, as the entire amount is due that day.