As for the issues on recordings etc, lets face it, every bank makes errors.

Part of me says "hey, thats extra income, screw it, let's sign this and go on to the next adventure", but the other part of me feels like there could be something much less stupid than cancelling a huge ag exemption and taking out 64,000 just to have a strip of units that barely even make the payment for the truck I drive.  

If either of these is going to be your primary it would save you from the capital gains position due to the face that you could live it for two years, and when you sell it you can cover up to $250K single and $500K married. 

I love this site but I also like getting face to face conversations. 

Do they use blocks and lots on the face of deeds in MI?

Its positive cashflow but barely.

People avoid having budgets because they don't want to see it, or are afraid of facing the reality of how much they spend.    

don't know the content but I would like to get that yahoo off of my face book I could give a crap that he bought a lambo  selling how to stuff.. just another slick dude is all I think.don't spend money you cannot afford to lose.

We need to face and embrace that rejection that is inevitable when taking the action steps of real estate investing.we are vulnerable in the process but we are enough to make it a success

Meanwhile the back-ground noise in the call center drowned out the conversation so much that I could not hear the person I was speaking with and could barely hear my own thoughts.