As we get ready to sell the house soon, how can we assist the appraiser with our input so that the appraisal can be more favorable for us?

Ceiling fan install cost me $50, and sink would be between $100-$150 to install depending in the condition of the pipes. i think Garbage Disposal would be around the same.I don't do them in units, its just another thing to maintain.

PM me if you need assistance or have any questions.

A "true" umbrella policy covers everything that you own, so companies want to have all of the underlying policies in order to maintain positive control over liability and policy forms. 

if I can be of assistance or help in anyway just let me know!

To answer your question, banks will rarely call the loan due if paymented are maintained. 

@Johnnie Bembry Okay so youd be able to withdraw about $20k or so if you have to maintain 20% equity.I'm not sure it's worth it quite yet then

This is primarily office space.Does anyone know any lenders that can assist?

@John Woodrich might be able to provide further assistance if he has the time

Probably minimal education, low income, no emergency fund, poor credit and/or in some sort of government assistance...for life because this is the USA and somehow people can do just that.