Your ability to obtain cash.

See http://www.consumerfinance.gov/regulations/ability-to-repay-and-qualified-mortgage-standards-under-the-truth-in-lending-act-regulation-z/ Even if you are just renting with a pure option, send them to the RMLO for a written opinion.

Real buyers can buy, or agree to buy, have the seller in some cases terminate a contract and/or wait you out.Virtual wholesalers aren't going to be buying 10 REOs and spinning them off without the ability to perform, buying and then selling.There's a thousand things that could happen to crack any deal, I'd say you're chasing your tail. :)

But no...I don't have the ability to Halt the Winter.

I'm also surprised at how many things I'm starting to anticipate that I had no ability to anticipate before and as a result consistently overspent by a little amount.

Even if you are new, so long as you have a real deal and the ability to complete that deal, hard money lenders will fight to get your business.Lenders do look for experience, but mostly base the deal on the LTV.

It has a single stall shower and 1 bowl vanity.

Getting hard money lenders is an issue but the greater issue is the ability to personally manage 7-8-10 properties.

Requires creativity, political will and ability, and perseverance.

. , I have no creative ability whatsoever.