Pros and cons to both but this drives the decision and recommendation.

Welcome to the site @Penny Malone!

I'd recommend listing it for sale with at least a 6-month buffer

Both Prosper and Lending Club offer loans big enough to cover your 50% down payment.Something I would never recommend to most people, but as a last resort -- if you absolutely knew you COULD pay it off any time you wanted, you could put the down payment or at least a big chunk of it on a credit card and float it between 0% balance transfer offers until you get it paid off.

@Derek MorrisonIt sounds high… but we don’t know anything about each unit… size in tons, furnace specs, etc.  

And also expand my MTR listings in the area.What specific sites do does everyone use for midterm rentals in the high desert area?

I recommend @Matthew Miller with ERA Heavener Realty.

The rates are high/variable though so you need to be careful/conservative.

Networking, Valuation, and Market TrendsBuilding a robust network is essential for thriving in the competitive land investment market, particularly in high-demand areas like Paradise Valley and Scottsdale.

If you're interested in the crowdfunding route, the top ranked sites that focus mostly on hard money loans are: Patch of Land, Peerstreet & Peerrealty.