If the scenario is the contractor is immediately going to be out for a significant amount of materials on day one, then you could consider it.

Mike is correct this would be viewed as self help.

And is it more valuable than the upfront/ cash or equity you could gain?

I have several lender, contractor, and out of state agent recommendations. 

My wife is also part ofa LP/GP (where she is the asset manager) that acquired a value-addapartment complex in Houston, where the renovations are now complete, and theGP is in preparations for the refinance.We are currently working on further expanding ourlocal portfolio and are planning out our next larger acquisitions.

For this particular deal, we put down 55%.

I also had an idea, what if after I buy the first investment property and do a cash out Refi.

I am starting out later in life (age 50) and looking to have some passive cash flow and hoping for appreciation over time. 

Hello all I'm trying to figure out my next move.

I want to begin my real estate journey as soon as I get out of school.