The second agent helped me buy the house originally.

Their services were presented to me as a $99 a month flat fee for managing my property and he explained to me how they write a rock solid 11 page lease and help find tenants if we need a tenant.

Being a KC guy I help a lot of Californai people invest here in multifamily and they come here for cash flow, landlord friendly laws, tenant laws, no rent control, lower property taxes, protection from style of governing.Hope that helps! 

I hope you will help me avoid having to do this."

Should I focus on paying that off first before I invest or does it make sense to start my real estate journey and use the cash flow to help pay it off faster?

Help please!

You have a risk definitely, but paying your PM on a more consistent basis may help you get a motivated professional on your team who is there to stay!

The market has been flat for an extended period of time (10+ years).There are attractive pockets which are generally the higher priced areas like Munich etc.Hope this helps

We have worked with and helped a lot of Bigger Pocket members who have found a great deal.  

Are there any meetups or events being hosted in the area or websites to help investors network through scheduled events?