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These types of properties are easier to come by, often better priced, and can increase your overall rent for the property. 

I also focus on the Northside and have used a decent amount of the local/regional banks here on commercial side.

Also checked area and it's 6mins from university. 

With a workforce that has more than doubled and a $6.5 billion funding round in the works, OpenAI is set to continue its rapid growth both in San Francisco and globally.This move underscores the AI sector’s role in driving office space demand and economic recovery in the city.

Has anyone heard of and/or used Jeremy Idris Freeman with Swift Mortgage, located in Irvine, CA??   

I had a lot of luck with ASI ASI and Safeco early in my journey, and then I stumbled upon a different class of insurance companies that are more geared towards investment properties.My policies are currently underwritten by SES and they have been great to work with and very geared towards the investor.My insurance agent is a sage source of counsel on the subject and I bet he'd be a good resource for you if needed!

In real life, it's slow-going and in my experience rents are lower than it seems like they should be.

More specifically post cards because they are less costly and still effective if sent out to a good list and number of people. 

Since Covid, Wells Fargo stopped opening new lines of credit, and from the info I gathering will completely be getting out of the HELOC business.