The good thing is, as mentioned, when you get a track record with a bank, you can typically bring that seasoning down. 

I’m also going to start tracking every single income and expense

Most experts advise putting the funds in a separate account, use them for payroll and nothing else until depleted, then apply for forgiveness.They only way I could see this working is if you already had a documented track record of buying/renovating several properties per year.

If you want to cut to the chase with an introductory, systematized method that works and has the track record to prove it...I know of one very well.Best of luck to you and please keep me posted and/or let me know if I can be of any help.Take care.Scott

Also, having good systems in place to manage your property and deliver a great customer experience can put you on a fast track to success. 

If all my people and resources are in one place, I don't need to track time across properties, I don't need detailed tracking to ensure the repair costs are allocated to the correct property, and I don't need all the other complexities of managing a multi-location portfolio.  

They underwrite the properties like a commercial deal (based on the pro-forma cap rate, even though its just a single family house).The appraised values in these neighborhoods I'm tracking are creeping up as these transactions close and create more recorded comps.

I don't think they're on track completing it for closing so/but they offer escrow.

Sounds like you're on the right track!

You're on the right track though!