Heres a blog I found and it does a decent job of explaining.https://www.biggerpockets.com/renewsblog/2015/04/1...And a similiar thread with lots of answers and opinions.https://www.biggerpockets.com/forums/52/topics/568352-pros-cons-to-paying-off-rental-property-early

I have one friend I could approach about either partnering with me or making a hard money loan who might be able to make up the difference until I can mortgage it, but I also don't want to waste his time either and as I mentioned, I have low confidence in myself for this type of deal. 

@Jessica Zolotorofe I have two physicians and a prosthetics clinic as tenants currently and several empty medical offices I'm trying to lease.

If your a real estate agent in the area and can assist me please resond back to me for a conversation and a Meetup when I'm in NC.

The listing agent is involved and a highest and best is possible.

Can you imagine going into a gas station with a sign out front saying gas was $2.59 a gallon, and when you went to pump the gas you first had to pay a $15.00 fee for using their pump, an $8.00 "lot fee" for parking you car in front of their pumps on their property, a $17.00 "roof" fee because there is an awning over the pumps, and a  $14.00 "snack bar" fee to cover the fact that should you feel the need for a cool refreshing beverage, you have the option of walking in and purchasing an Icee for $1.99?

We also have a pretty steady economy and a desirable downtown  area!

A 2/2 house and a 3/2 are not comparable for most people even if they have the same sq footage. 

These are professionals with additional training and a stricter code of ethics.

Though, it can help with ARV and a potential refi/heloc down the road, which could help you get into the next deal.