Can I use two different contractors for a 203k loan, or does it have to be one individual one.

Investor psychology is unique to each individual, whether they are more aggressive or conservative; I find myself in the moderate-conservative camp throughout my investing career (yes, I have listened to Dave Ramsey since 2000).  

With that being said, I would approach from the angle of building a lasting business relationship with the individual.

While looking on Craigslist for properties about a month ago I came across a post from an individual claiming to be a real estate investor looking to downsize his portfolio and maybe willing to work with someone to help get them started.

Finally, Adrian Allen wrote a post a little over a year ago on "stress testing" individual deals. 

I am a motivated individual.    

I am a motivated individual.    

Try to avoid companies or individuals that have an introductory conversation then "throw you over the fence" to a local rehaber or property manager to "seal the deal".it has been my experience over the last 11 years investing out of state that systems and procedures are critical and having a great team on the ground will help make or break your success. 

Individuals who wish to obtain auction dates, subscribe to the email list, or obtain the terms and conditions may go to http://www.BIDKW.com.

Maybe that's worth it to you.Each individual has a personal tolerance for how much savings are worth it and when they feel like its just easier to pay the tax.