I’m in Virginia, but this is not a locale specific process.  

If the purchase is 20% or higher, then you can amortize it over 30 years.Property transfer tax is province specific, so best to check Ont website. 

Specific advice: If you had 100k cash saved up today and you were a Newbie in Real Estate (with good risk tolerance, no kids or wife and in a safe financial situation where I can afford my basic needs and don't need to work for the next 3 months), how would you spend it? 

Please correct me if I am mistaken.In any case, I made the changes you recommended - here is THE NEW REPORTMore specifically, the changes I made to the report were...PURCHASE PRICE: combined the purchase price ($68K) plus repair costs ($80K)ESTIMATED REPAIR COST: removed this number, since I already combined it in the purchase price

Do you have a specific example we can help you with?

Lessons learned in that process...1) Expect to get 3 star location ratings when guests specifically comments in their review that you have a "Great location, close to downtown!"

It is very fact-specific, and every case is different.

Though for me I won't do an owner finance unless the person has 10-15% down either so that's really up to you how you want to structure it.Let me know if you have more specific questions.

It will always be property specific, research is required.

Certain realtors will specialise in specific parts of town.