Couple ways to size an umbrella policy, 1 is to analyze your assets and do it based off that, but I have always preferred to do it based on what is an amount that guarantees my insurance company would want to defend me. 1 million to start is pretty popular.

These platforms pool funds from multiple investors to invest in a diversified portfolio of real estate projects.Real Estate Investment Trusts (REITs):REITs are companies that own, operate, or finance income-producing real estate across various sectors.

To answer your question, I am not familiar with that DIY company but know of another one that a peer uses that might be lower for a property of your type.  

Do you stay with the original company?  

Company is Wholesaling PPC, we might be a good fit for you.

For example a lot of property management companies want the owner to indemnify the property manager even if they were at fault / potential did something illegal.

There are also large tech companies moving in like Amazon. 

However company match is 50% max at 6%.

The insurance company needs to know so they can charge the appropriate premium for the risk. 

As a Broker in Florida and runninga property management company I agree with Glen.You MUST have a policy in place and use it the same each and every time otherwise you could be considered discriminating.