lol the Fed can’t produce parts for automobile manufacturers across the globe that are dependent on intermediate-goods imports from China.

Because most Places in the northern half of the US simply don’t attract enough year-round traffic to be profitable in any year, even years 2, 3, 4 & 5 which is when you tend to make a lot of money on investments in the southern US

There are some great ones in your area, and if not, start one, or drive every month to one, you can find them or start one here:https://www.biggerpockets.com/...I believe the best local events for you are the Central CT meet-up in Manchester hosted by Scott Hollister and the Glastonbury meet-up hosted by Stephanie Cabral both great events, hosted by great knowledgeable people who attract a great group you can learn from.Best of luck

How would an investor structure a deal that is attractive to the Hard Money Lender, Private Lender and/or a combo of both?

There just isn't that much in the way of attractions in this sleepy town, but I'll do more research on it to see if there are other such rentals around here doing well.

I also didn't think it would produce such severe illness in healthy people like it has. 

I’m not opposed to some renovation for the right SFR property to flip or buy/hold, I’m just more attracted to multi at this time.

If the house is dirty in which it attracts pest, they your tenant is responsible for pest control and damages as I'm sure when the house was leased it was "pest free" If they flip the bill for it, which you have every right to expect if it's clear their mess is the problem, then that might give them incentive to clean up.

I made out by sticking to the ten year Plan and the Rents have to produce more than $100 a month Free Cash Flow for each or apartment.

Thanks for the comment, @Greg Dickerson.I haven't hired yet an architect for producing a complete set of architectural drawings, but I am targeting something like this nearby property in terms of type, style, and finish.I will reach out to a few local contractors for getting a more detailed construction cost estimate.Is there there a rule of thumb for estimating operating expenses?