obviously the goal would be to pay the whole amount off but I Just want to check into all the "what ifs"Any input is greatly appreciated

NO PRIMARY RESIDENCES, NON-OWNER OCCUPIED ONLY, BUSINESS AND COMMERCIAL USE ONLY.

So it depends on what your goals are. 

Other option would be if you do not own a home buy it as a primary and use a DPA program to cover the down payment.

I’ve invested close to $100k in various mentors until I found the right one that fit my values and goals.

Because it's so easy, many investors utilize this as their primary source of deal sourcing.

Don't hesitate to reach out if you'd like to connect to discuss your goals and how financing would look for your journey!

Since I am currently living in the home, would it be a primary residence HELOC or should I keep moving/searching for an investment property HELOC?

I understand HELOC is gaining popularity these days because everyone primary is below 4% so cash-out refi is out of consideration.There's one CU out there though that could give 100% CLTV from primary's.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.