Seeing first hand the positive changes this made for her, I have to admit I understand why she wanted the dog.

Know your position in the market.

Judgement will impact the transfer of a warranty deed upon refinance and official closing down the line. 

Min CF/Year                                                                                    =    $ 130kCost to do this (Tenants pay off all mortgages using rent)     =   $     0kNet result                                                                                        = - $ 130K (that's positive CF/Year)  

It does cash flow but primarily because the equity position is high and the prop 13 savings.  

@Austin Hey man good to know someone else is in the same position as me too!

Hi my bp family .I'm getting ready to start in the real estate world ,I'm going to lay out my plans with you guys an hopefully get some positive feedback .i own a home that's free an clear an getting ready to finish my basement an have it rent out with plans in pulling out a equity or heloc an have the proceeds from the basement unit to cover the expenses which I plan then too invest a portion from the equity on a multi family also I forgot to mention the basement unit will be legit as far as the plan goes I plan to rinse an repeat this method any suggestions,or am I  missing something your thoughts will be gladly appreciated 

Great to join in and introduce myself to such an impactful group of investors.

We like trying different avenues with investing and the part of Florida I’m in would be a real long hold position with not much return unless it was commercial.

Its sound like you don't have at least negative income. 30 years fix will give you positive income try to take shorter term so you don't add back those 3 years.