Cash flow went down but peace of mind came back.Good luck to you.

Welcome and so sorry to hear about the work environment.

Other than analyzing each peace of property individually is there another way to go about it?

I think transparency and communication will help greatly; with the disgruntled Tenant to give them peace of mind and that you have their back and with the long term tenant, that they know you are hearing bad things about them.With that said, you do not want to exfoliate a hostile environment so if the disgruntled Tenant still wants to leave, I suppose it would come down to the verbiage in the lease and how comfortable you feel getting the place rented as quickly as possible.

Cheaper than losing a month's rent and a happier showing environment.

Personally, I think MF is extremely vulnerable and dangerous in the current environment..

You need to be up on your state landlord tenant regulations.CA is, I understand, a very difficult business environment for landlords to survive in.

The younger you are - the better Roth is because you have more time to grow your wealth in tax-free environment. 

The way I calculate COC:Rent (Tax/Insurance/P&I/Maintenance)= Profit (I self manage and own in 0 vacancy areas)Take that profit and divide by my downpayment + closing costs (if any) + repairs = Year 1 COC returnYear 2 COC return I only count the down payment because I am not making repairs againIt's probably not 100% accurate because some would argue I should count the repairs and closing costs indefinitely but my Year 2 COC return cannot be under 15% and I prefer if Year 1 is above 15% but that's very hard in today's environment. 

For my peace of mind, I want to pay a little extra and get a policy that I know is working for me.