You likely would be paying ~2.5 times that rate on a new loan- prop 13 has your tax value as ~$600k versus a value of ~$800k.  

.: He provided two pay stubs from 2022?

If they decide not to pay you, it could end up being a nightmare trying to get them out.

Personally I’d have them start saving up and get traditional financing and pay you off.

It’ll be obvious that someone was learning how to paint as they went and you’ll have to pay more than a normal paint job would cost to fix it later (if you even can, some painting mistakes can be really hard and expensive to fix). 

But if your cash buyer doesn't come through, you are stuck with having to pay off the transactional funding.

And you pay an annual "lot lease" to the park that can range from $4,000 - $12,000+ depending on the size and location of your property.  

I still pay a fair share of taxes.

This means you don't have to pay a premium for a plumber to come out last minute. 

We did like NFCU, but they ended their bank transfer service, so it makes it more difficult to pay out our owners.