What did you pay, what is market rate rent, how much equity do you have, and what interest rate/loan type do you have?

My cash in was 10% of the purchase price plus paying upfront for the appraisal ($660).

High yield savings, pay off debt, 401K, etc.?

In Washington County, Maryland, if my Lease Contract says all charges owed are considered rent, if my tenant paid their base rent but not maintenance fees and water bills owed, can i file against the tenant for failure to pay rent?

I doubt they will pay for the repairs, but they should want to work with you to prevent it from happening again.

Why not just finance at purchase instead of paying double closing costs for a refinance? 

Also, if you don't want to pay for an attorney to set up you LLC's you can do it yourself and use a registered agent service.

You get what you pay for.

I heard the multifamily space is "Pay to Play".

There are a lot of tenants paying below market rent.