Based in Katy, TX, I have a mortgage and my DTI ratio is 30%.

I'm assuming this was for a US based caller?

Most lenders would base their numbers off of the initial purchase price until the property has hit a ‘seasoning’ period.

So assume my base email address is like below, except I had to include spaces in there to get past the BP spam blocker (so take the spaces out when you attempt this of course):sb_____3 @ gmail.comI can insert a '+' and unique like so:sb_____3+unique @ gmail.comI can insert a '+' and BP like so:sb_____3+BP @ gmail.comYou get the idea.

Rate depends on property type, number of units, LTV, loan amount, FICO, borrower experience, etc....hard to give advice based on the limited info provided. 

There are so many nuances based on each individual's situation.

So you want to have a relationship with your tenants based on a lie, best case omission of information?

Older economy hotels tend to trade at a multiple of revenue (say 3X) where midscale + branded assets trade based on cap rate.  

@Gustavo Munoz CastroYep you have to sound natural and genuine.

Interest rates are all based on the perceived risk of the deal.