I currently own a few rentals in different states, but since getting my real estate license i have started looking at family and friends for prospecting new deals as a new agent.I have a family member who has been renting houses for as long as i can remember between her and her boyfriend, but they both have some bad credit due to falling behind a few years back after both losing their jobs and juggling life for a while tell they found new jobs.I am a bit unsure about this idea still due to the fact that i have been running numbers on multi-family homes to purchase in the near future and turn into rentals, but i want to help them if it's a viable idea...I wanted to get your opinion on maybe purchasing a house based on their needs and running a lease option on the house for them to purchase down the road when they have the credit again....Right now they are renting a 3/1/1 for $1200/month and there is a lot of 3bed houses around them that are in the 100k and below that would meet the needs of them, im just worried about buying the house for them tieing up my own money and not have enough financing available to continue purchasing investment properties as my rental income from all my current rentals is my only income coming in right now as i start the career of an agent.

He wants to provide easy credit to people for homes again, he also wants to help people with bad credit scores due to foreclosures (I guess if your mortgage commencement date was between 2006 and 2008/9?)."

Since I am targeting the corporate crowd (and relocators), I've talked to some of the major employers in the area to understand what their needs are.

Check to see if any major expense items are coming up, and they have sufficient reserves. 

I am working on taking out a 2nd mortgage with a Credit Union.

I have a cousin who lives in Lincoln Park...and I am becoming more and more interested in creative financing options such as the service you provide for my first investment (initially thought I'd definitely go conventional with strong credit score and ample savings).Please connect and stay in touch!

Majoring in Finance, I returned home to complete my Bachelors Degree at California State University Bakersfield.With my degree in hand I wanted to extend my reach in the community so I started my Real Estate company Synergy Real Estate in January 2016.

In general does it matter who you obtain your credit line through?

I have 28 units now and it's time to improve my systems and look for better ways to run credit, etc.

Cozy.co website can send the combined application and screening that applicant pays for with their own credit card on your behalf and you get the application and reports once completed.