Just come out and say it, ask them if they would be interested in a cash offer for their home?

It was purchased from a local wholesaler, then repaired/reno'd, from a single family to a single family with a legal suite.

- What warranty are they offering?

All the  builders I work with offer a bumper to bumper warranty for 1year.  

Of the tenant has to legally and rightfully break the lease you would have access to those deposits.

@Stephen Rinaldi in which states do you offer this?

@Kevin Vasquez what you are being offered is close to par on what you can expect for a low value refinance.

One huge benefit of a private/HML loan is the strength of making an offer when competing with cash buyers.

What can you offer in return?

The tenant is concerned about their child's health.My property manager suggested allowing the tenant to break the lease without penalty or offering whatever they request at this moment to avoid potential litigation.