The best way to start investing with 0% down is to buy a multi-family and live in one of the units. 

I am looking to buy again in the next six months.Here’s the situation:I own a home in San Diego, currently worth about $1.05 million once the ADU is built.I owe $680k on the mortgage at 4.25%, with monthly payments around $5,500.The property generates $7,500 in monthly income: $5,200 from the main house as a vacation rental and about $2,300 from the ADU as a mid-term rental.My broker is advising me to do a cash-out refinance and switch to a DSCR loan, then move the property into my LLC.I’m hesitant because current interest rates are around 8%, and I was originally considering a HELOC due to these high rates.Given the high rates, would you recommend sticking with the HELOC, or does the DSCR loan make more sense in the long run?

Properties in West Hartford, Avon, Simsbury, Farmington and to some extend Bloomfield are going for $100,000 + over asking price with 5 -10 offers within 24 hours of an open house with all offers having NO contingencies, no inspections, and the majority all cash so no financing.  

There's a meetup this Friday.https://www.meetup.com/SF-Bay-Area-Real-Estate-Investing-Club/

Investment Info:Single-family residence buy & hold investment.

I work with Neu Real Estate Group, where we specialize in new construction multi-family units, and we’d be happy to share insights if you’re interested.Feel free to reach out if you have any more questions or if you'd like to discuss your investment strategy further.

Investment Info:Single-family residence buy & hold investment.

Investment Info:Single-family residence fix & flip investment.

Investment Info:Single-family residence fix & flip investment.

Investment Info:Single-family residence fix & flip investment.